Default Is Lame offers tools to help you be successful both financially and personally. This site is proudly brought to you by Champion College Services—trusted student loan repayment experts who have assisted over 3 million people by providing FREE services to enrolled and former students.
Download the appropriate student loan forms to delay and/or reduce your payments. Use the links we provide to quickly find external student loan resource information. Explore helpful general information to make more informed financial decisions about your student loans and more plus learn about your rights and responsibilities.
Free Student Loan Resources
We’ve Got You Covered
Dealing with your student loans shouldn’t be a complicated hassle. To simplify things a bit we assembled all the best resources available related to your student loans. Explore a little, learn a few things—and make better decisions about your college finances.
Champion Empowerment Institute Subscriptions
After 3 decades of service to over 3 million students, we are proud to announce our subscription program:
- Affordable tools for life and financial skills building
- Access to 12,000+ grants, loans and scholarship programs
- Award-winning career/financial skill building resources from iGrad
- Connect with Champion’s student loan experts for help to deal with troubleshooting, delinquencies, complications or repayment options for your student loans
Get Help from Trusted Experts When You’ve Got Questions!
Let’s talk today!
Champion College Services, INC. does not collect money or charge fees—we are trusted student loan repayment experts that provide a FREE service to students. Call 800.761.7376 to ask us questions about making informed financial decisions or learn about your rights, responsibilities and more. We DO NOT collect money. Our friendly, caring and informative customer service representatives will help you with the following:
LOCATE your loans prior to your payment due date
Choose and apply for a repayment plan that best serves YOU over the long-term and minimizes the total cost of your loans
Provide information on making interest payments that can LOWER YOUR DEBT and save you money
Assist you to qualify and/or apply for LOWER or DELAYED PAYMENT options, if needed
ANSWER QUESTIONS that you may have about your student loan debt
Monday–Thursday 7:00 am – 7:00 pm (MST*)
Friday 8:00 am – 5:00 pm (MST)
Saturday 9:00 am – 3:00 pm (MST)
*During daylight savings time, hours are MST (same as PDT) because Arizona does not observe daylight savings time.