Champion_Logo_TM-white-strokeDefault Is Lame offers tools to help you be successful both financially and personally. This site is proudly brought to you by Champion College Services—trusted student loan repayment experts who have assisted over 3 million people by providing FREE services to enrolled and former students.

student loan repayment resources

Enjoy Our Student Resources

Download the appropriate student loan forms to delay and/or reduce your payments. Use the links we provide to quickly find external student loan resource information. Explore helpful general information to make more informed financial decisions about your student loans and more plus learn about your rights and responsibilities.

Improve Your Life Skills

The interactive life skills courses, developed by Champion Empowerment Institute, can help you get smart about life. The Financial Literacy 101, Take Action and Being Personally Accountable courses can help you by giving you  important insights that lead to happiness, wellbeing, financial wisdom and success!

iGrad student loan management resources

Financial Literacy & Career Resources

Because Champion College Services has an agreement with iGrad, you have access to tools that help you see all of your loans in one place, plan how to manage paying your loans, explore interactive financial games, improve your resume writing skills and so much more!

Get Help from Trusted Experts When You’ve Got Questions!


Let’s talk today!

Champion College Services, INC. does not collect money or charge fees—we are trusted student loan repayment experts that provide a FREE service to students.  Call 800.761.7376 to ask us questions about making informed financial decisions or learn about your rights, responsibilities and more. We DO NOT collect money. Our friendly, caring and informative customer service representatives will help you with the following:

  • LOCATE your loans prior to your payment due date

  • Choose and apply for a repayment plan that best serves YOU over the long-term and minimizes the total cost of your loans

  • Provide information on making interest payments that can LOWER YOUR DEBT and save you money

  • Assist you to qualify and/or apply for LOWER or DELAYED PAYMENT options, if needed

  • ANSWER QUESTIONS that you may have about your student loan debt

Monday–Thursday 7:00 am – 7:00 pm (MST*)
Friday 8:00 am – 5:00 pm (MST)
Saturday 9:00 am – 3:00 pm (MST)


*During daylight savings time, hours are MST (same as PDT) because Arizona does not observe daylight savings time.