Explore Our Tools!

Default Is Lame, brought to you by Champion Col-EDGE Solutions, offers tools to help you be successful both financially and personally.

This site is proudly brought to you by Champion—trusted student loan repayment experts who have assisted over 3 million people by providing FREE services to enrolled and former students. Download the appropriate student loan forms to delay and/or reduce your payments. Use the links we provide to quickly find external student loan resource information. Explore helpful general information to make more informed financial decisions about your student loans and more plus learn about your rights and responsibilities.

Free Student Loan Resources

We’ve Got You Covered

Dealing with your student loans shouldn’t be a complicated hassle. To simplify things a bit, we assembled all the best resources available related to your student loans. Explore a little, learn a few things—and make better decisions about your college finances.


You have questions, and we have answers. Check out this section to understand your loan responsibilities more fully, learn about the many options for student loan repayment, and more.

free student loan resource forms

Deferment, Forbearance, Loan Forgiveness, and more…we maintain the forms you’ll need to complete when taking action on your student loan. If you are unsure what form you need, call us.

links free student loan resources

You don’t have to travel to every corner of the web to find what you’re looking for. This page makes it easy to get where you need to go. It’s like a one-stop-shopping for student loan answers!

Make more informed financial decisions, learn about your responsibilities and rights regarding student loans, and get smarter about life with helpful articles and blogs.

Champion Empowerment Institute Subscriptions


We offer a subscription program at ChampionEmpowerment.com filled with content to help our subscribers develop life skills, financial capacity, plan for retirement, understand investments, homeownership, and more! Our ebooks, videos, tutorials, and articles empower people to become self-sufficient, confident, content, and financially fearless!

Check out our resources today!

Life Skills Courses and more are available at ChampionEmpowerment

Get Help from Trusted Student Loan Repayment Experts!

Let’s talk today!

Champion does not collect money or charge fees—we are trusted student loan repayment experts that provide a FREE service to students.  Call 800.761.7376 to ask questions about making informed financial decisions or learn about your rights, responsibilities, and more. We DO NOT collect money. Our friendly, caring, and informative customer service representatives will help you with the following:

  • LOCATE your loans prior to your payment due date

  • Choose and apply for a repayment plan that best serves YOU over the long term and minimizes the total cost of your loans

  • Provide information on making interest payments that can LOWER YOUR DEBT and save you money

  • Assist you in qualifying and/or applying for LOWER or DELAYED PAYMENT options if needed

  • ANSWER QUESTIONS that you may have about your student loan debt


*During daylight savings time, hours are MST (same as PDT) because Arizona does not observe daylight savings time.